SECURING THE FUTURE OF RURAL COMMUNITIES AND AGRICULTURE

Since the beginning, we have been helping rural Americans secure a brighter future.

Born out of the need for a reliable source of credit for farmers, the United States created the Farm Credit System in 1916. As a part of the Farm Credit System, Farm Credit Mid-America serves the credit needs of farmers, agribusinesses and rural residents across Arkansas, Indiana, Kentucky, Missouri, Ohio and Tennessee.

As a financial services cooperative, we are owned by our customers and keep them at the heart of everything we do. Backed by over $38 billion in assets, we provide loans, leases and crop insurance to help farmers, producers and agribusinesses reach their potential. And because we are customer-owned, we returned $230 million back to our customers in 2023 in the form of patronage. In 2018, we expanded our home lending solutions with the launch of Rural 1st® which provides rural home, construction and lot loans to current rural residents, as well as those looking to live the rural lifestyle. 

Even after all of these years, we remain committed to our purpose of securing the future of rural communities and agriculture – because we know that a brighter future for rural America is a brighter future for us all. 

  • Black and white image of President Wilson signing Farm Credit Act.

    FARM CREDIT ACT

    1916

    President Wilson signs legislation creating the Federal Land Bank System – founding the Farm Credit System as a solution for providing farmers a reliable source for credit.

  • Family walking through fields with pond on left side.

    RURAL 1st®

    2018

    Farm Credit Mid-America expanded home lending solutions for our rural communities with the launch of the Rural 1st® brand. Rural 1st is committed to serving the needs of both current rural residents, as well as people looking to live the rural lifestyle and offers rural home, construction and lot loans from a lender who understands rural property purchases.

  • Farm Credit Mid-America territory map

    A GROWING ASSOCIATION

    2023

    In 1985, over 80 associations across Indiana, Kentucky, Ohio and Tennessee merged to become Farm Credit Mid-America. And Farm Credit Mid-America grew to include Arkansas and Missouri after another merger in 2023.

  • Picture of Farm Credit Mid-America corporate office

    TODAY

    Farm Credit Mid-America is a thriving agriculture financial services cooperative that serves the credit needs of farmers and rural residents. With over 1,600 team members, we are able to be a reliable, steady source of financing for rural communities and agriculture across our territory. We are headquartered in Louisville, KY and serve our customers in our 86 retail offices across Arkansas, Indiana, Kentucky, Missouri, Ohio and Tennessee.

  • Black and white image of President Wilson signing Farm Credit Act.

    FARM CREDIT ACT

    1916

    President Wilson signs legislation creating the Federal Land Bank System – founding the Farm Credit System as a solution for providing farmers a reliable source for credit.

  • Family walking through fields with pond on left side.

    RURAL 1st®

    2018

    Farm Credit Mid-America expanded home lending solutions for our rural communities with the launch of the Rural 1st® brand. Rural 1st is committed to serving the needs of both current rural residents, as well as people looking to live the rural lifestyle and offers rural home, construction and lot loans from a lender who understands rural property purchases.

  • Farm Credit Mid-America territory map

    A GROWING ASSOCIATION

    2023

    In 1985, over 80 associations in Indiana, Kentucky, Ohio and Tennessee merged to become Farm Credit Mid-America. And Farm Credit Mid-America grew to include Arkansas and MIssouri after another merger in 2023.

  • Picture of Farm Credit Mid-America corporate office

    TODAY

    Farm Credit Mid-America is a thriving agriculture financial services cooperative that serves the credit needs of farmers and rural residents. With over 1600 team members, we are able to be a reliable, steady source of financing for rural communities and agriculture across our territory. We are headquartered in Louisville, KY and serve our customers in our 86 retail offices across Arkansas, Indiana, Kentucky, Missouri, Ohio and Tennessee.