Collateral Risk Manager - Flexible location (KY/TN/IN/OH/AR)

About Our Opportunity

This Collateral Risk Manager is responsible for reviewing commercial, complex, and other property type appraisals.  Completing desk and field reviews of staff and external appraisal and evaluation reports.  Managing certain appraisal requests for real estate and chattel, including but not limited to complex and commercial property types. The Collateral Risk Manager also provides appraisal training to all appraisal staff and the association regarding the appraisal processes.

How You Will Spend Your Time

• Directs and implements major initiatives and projects related to Real Estate and Chattel Appraisals,
• Evaluates team operating standards, recommending improvements and monitoring essential procedures. Coordinating with cross-functional leaders to make recommendations or solve problems.
• Possesses technical expertise, business and industry knowledge, and process development capabilities.
• Administers appraisal practices, complying with Federal, State, and FCA regulations, and recommends, implements, and administers regulations, policies, and procedures in relation to credit and operation objectives.
• Develops and implements training for the association with regard to collateral and serving as subject matter experts for team members.
• Recommends changes to collateral policies, procedures, and functional objectives. Participates in the development of the association's collateral evaluation procedures.
• Identifies opportunities for application of functional knowledge and existing methodologies to solve complex problems. Applying acquired expertise to analyze and solve problems without clear precedent.
• Monitors market changes to evaluate the overall collateral risk philosophy and appropriate positioning of the association’s collateral.
• Enhances, develops, and implements evaluation (appraisal and valuation) systems for the overall operation and team effectiveness.
• Coordinates internal appraisal quality control measures and report results.

Minimum Education & Experience

Bachelor's degree in Agriculture, Business or related field and at least four years successful work-related experience in completing agricultural or rural real estate appraisal assignments is required. Experience in preparing complex farm and non-farm appraisals and appraisal reviews is preferred. 

 
Possesses an active Certified General Real Property Appraiser credential and is in good standing in the applicable jurisdiction(s) is requried. 

Mental & Physical Requirements

While engaged in this position, team members will routinely sit, use hands for tasks, and communicate orally. Standing or walking is frequently required, while occasional demands include reaching with hands and arms, and lifting or moving up to ten pounds. Vision requirements encompass close and distance vision. The work environment typically has a moderate noise level. This role may entail a blend of mental and physical capabilities, requiring strong mental acuity, problem-solving skills, and occasional physical tasks such as standing, lifting, or extended computer usage. Some roles may require physical or mental requirements related to driving, such as a valid driver's license, and the ability to drive a long-distance. Reasonable accommodations will be considered for individuals as requested.