Financial Analyst Credit Food and Agribusiness

Posting Date: Oct 28, 2024

Location:

Louisville, KY, US, 40299

Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Our purpose is to secure the future of rural communities and agriculture. We are passionate about serving the needs of our rural communities and creating positive customer experiences.

Farm Credit Mid-America is a great place to work! We have been named as a Best Places to Work in Kentucky for the past 12 years. At Farm Credit Mid-America we put our customers and team members at the heart of all we do.

SCHEDULE: Full Time
TRAVEL REQUIRED:

COMPENSATION: $57,361.00 to $106,984.00 base salary plus potential for variable compensation. Base pay is determined by your skills, qualifications, experience, and location. Farm Credit Mid-America/Rural 1st may compensate outside of the salary range for bona fide reasons not related to membership in a protected class.

About Our Opportunity

Our Financial Analyst Credit Food and Agribusiness supports the team's loan underwriting and monitoring processes by completing consistent financial input, assisting loan underwriters with financial analysis, and monitoring covenant compliance for loans in the Food and Agribusiness portfolio.

About Our Food & Agribusiness Team
The Food and Agribusiness team is responsible for servicing the Association's corporate and commercial lending customers. The portfolio includes originated loans, including those where Farm Credit Mid-America may be the administrative agent with exposure sold to other lenders, and purchased interests in multi-bank syndications, participations, and other debt instruments.

How You Will Spend Your Time

Confirm, assemble, and input financial data from accountant prepared financial statements and/or tax returns, including balance sheets, income statements, and projections, into the appropriate analysis tool for complex and/or high-risk operations where interpretation of data, recommended direction, independent decision-making, and additional research may be required.
Develop peer comparisons and compare trends in the relevant industry that supports the analysis of borrowers with specialized farm, food, or agribusiness operations.
Support Credit Officers in generating high quality analysis and credit packages.
Monitor large, complex, and/or high-risk accounts for covenant compliance and reporting requirements.
Prepare and analyze data for lead lender due diligence and annual updates.
Provide exceptional customer service to internal and external customers.
Serve in varied roles for special projects and/or represent the team on cross-functional teams throughout the Association.
Play an active role in helping to define and bring consistency to the financial input and monitoring for Food and Agribusiness accounts.
Collaborate with team members in an effective and consistent manner that reflects the collective goals of the department and association.
Provide cross-training and mentoring of new employees and other Financial Analysts as needed.

Minimum Education & Experience

Bachelor’s degree in agriculture, business, or related field. At least one successful year of experience in a related role. Demonstrated consistent performance and understanding of the role’s technical competencies.

Mental & Physical Requirements

Farm Credit Mid-America provides a competitive total rewards package to our team members. This includes an award winning 401(k) Plan. Our Health and Financial wellness benefits provide safety, security and peace of mind for you and your family. Here is a highlight of our Total Rewards and Benefits.

Farm Credit Mid-America is an equal opportunity employer, and all applicants will receive consideration for employments without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability, or any other category protected by law.